We’re looking for a Senior Product Manager to scale fintech products across lending, cards, BNPL and digital financial services. This is a strategic and hands-on role with direct impact on product growth, portfolio quality and business performance.
What you’ll work on:
- Credit lines, credit cards, BNPL and debit card products
- Product funnels: onboarding → activation → usage → repayment
- Product strategy, roadmap and experimentation
- Risk, underwriting and portfolio quality optimization
- Cross-functional execution with Risk, Tech, Marketing and Operations
- Product metrics: activation, utilization, NPL, CAC, retention, margin, repayment behavior
Requirements:
- 5+ years in Product Management
- 3+ years in fintech / lending / cards / payments
- Experience with credit products, BNPL, cards or digital banking
- Strong product analytics and ownership mindset
- Experience balancing growth, UX and risk management
- Business English or Spanish
Advantages:
- Experience with revolving credit products
- Mastercard / Visa ecosystem experience
- LATAM or emerging markets experience
- Startup / scale-up / neobank background
Conditions & benefits: Full-time role based in Panama, relocation provided. Real ownership, direct impact on P&L and fintech growth, large user base and transaction volume.