Join YouLend’s growing Risk team to use advanced analytics and machine learning to shape embedded finance. Develop and enhance Probability-of-Default and revenue-forecasting models, uncover insights, and integrate data-driven solutions into products and strategies.

Responsibilities:

  • Analyse complex datasets to uncover patterns and inform business decisions.
  • Build and deploy machine learning models for financial forecasting, fraud detection, credit risk optimisation, and customer personalisation.
  • Develop algorithms for pricing and risk assessment.
  • Create visualisations and dashboards to communicate findings to stakeholders.
  • Collaborate with risk managers, engineers, and commercial teams to integrate insights into products and strategies.
  • Partner with data and ML engineering teams to ensure robust, scalable data pipelines, and contribute to MLOps and model lifecycle best practices.

Requirements: Proven data science experience in fintech; strong Python and SQL skills; hands-on experience with machine learning algorithms and foundational MLOps; ability to build predictive models and explain complex data insights to technical and non-technical audiences. Experience with financial or transactional datasets is a plus.

Conditions and benefits: Hybrid role based at the London headquarters; full-time. Benefits include private medical insurance, EAP, enhanced parental leave, subsidised meals, office amenities, social events, and sports clubs. Opportunities for compensation and career growth.